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Terms & Conditions

Last Updated: August 12, 2025

This website and mobile application (collectively, the "Site") are owned by WorkingMoni, Inc. ("We," "Us," or "WorkingMoni"). By using the Site or our services (including purchasing products), you agree to the following terms and conditions ("Terms"). Please read these carefully. If you don't agree, do not use the Site.

Acceptance of Terms

By accessing or using this Site, you agree to these Terms. We may update these Terms at any time, and your continued use of the Site signifies your acceptance of the changes.

Property Listings and Privacy

  • Property listings on this Site may hide full address details from public view to protect privacy and comply with legal requirements.
  • Only authorized administrators have access to the full property address and detailed information.
  • By submitting a listing, you confirm that you have the rights and permissions from the property owner or agent to share the listing on this platform.
  • You agree not to share or distribute any confidential information obtained through this Site without proper authorization.

Fees and Commissions

PocketMoni (WorkingMoni) Commission Structure Agreement:

  • Property Sales: Commissions typically range from 5% to 6% of the transaction amount.
  • Business Sales: Commissions generally range from 6% to 12%, depending on deal size and complexity.

By using our platform, you acknowledge and agree to this commission and fee structure. Please note, all rates are subject to negotiation and may vary depending on the specifics of each transaction.

Privacy Policy

Our Privacy Policy governs how we collect and use your data. By using this Site, you consent to our data practices as outlined in the Privacy Policy.

Disclaimer

This Site provides information about off-market property and business sale opportunities. We do not offer financial, legal, or investment advice. All decisions to buy, sell, or invest are solely yours. Please consult qualified professionals before making any transaction. You are responsible for conducting your own due diligence on any listing.

WorkingMoni and PocketMoni are not registered broker-dealers or investment advisors and do not offer legal or investment advice.

Account

To access certain features, you may need to register and create an account. You agree to provide accurate information and to protect the confidentiality of your account details.

User Content

All content on the Site, including text, images, logos, and designs, is owned by WorkingMoni, Inc. and protected by intellectual property laws. You may not use any content from the Site without permission.

Prohibited Content

  • Unlawful, libelous, defamatory, obscene content
  • Content that would violate any law or legal rights of others
  • False or misleading statements
  • Harmful code or malware
  • Content that violates intellectual property rights

Stock Certificate Ownership

  1. Eligibility: Stock certificates are issued only to eligible users who meet the criteria set forth by WorkingMoni, Inc. Eligibility may be subject to verification and approval at our sole discretion.
  2. One Certificate Per User: Each user is strictly limited to holding one (1) stock certificate. Stock certificates are non-transferable and cannot be assigned, sold, or duplicated.
  3. Forfeiture & Revocation: If a user is found to have acquired or attempted to hold more than one certificate, we reserve the right to revoke all issued certificates and take appropriate action, including but not limited to account suspension or legal recourse.
  4. Changes & Amendments: WorkingMoni, Inc. reserves the right to update or modify this policy at any time without prior notice. Continued participation in the stock certificate program constitutes acceptance of any changes.