Terms & Conditions

Introduction

This website and mobile application are owned and operated by WorkingMoni, Inc. By using the site or our services, you agree to these terms. If you do not agree, do not use the site.

1. Acceptance of Terms

By accessing or using this site, you agree to these terms. We may update them at any time, and continued use signifies acceptance of the changes.

2. Privacy Policy

Our Privacy Policy governs how we collect, use, and protect your data. By using this site, you consent to those practices.

3. Platform Services and Neutral Role

WorkingMoni provides a neutral technology marketplace where participants can list, connect, and negotiate real estate capital opportunities.

WorkingMoni does not originate loans, underwrite financing, collect or service debt payments, or act as a broker, financial institution, or investment adviser.

Funding, equity, and compensation terms are negotiated and executed directly between participants.

4. Fees and Service Charges

WorkingMoni charges a platform service fee, typically 1%, on successful introductions facilitated through the site. This is a technology and service access fee; transaction terms are agreed independently by participants.

5. Equity and Securities Disclaimer

Some opportunities may involve equity partnerships or joint ventures that could constitute securities. WorkingMoni is not an investment adviser and does not provide legal, financial, or tax advice.

• Conduct your own due diligence
• Work with SEC-registered broker-dealers where applicable
• Consult qualified legal, financial, and tax professionals

6. Accounts

You may need an account to access certain features. Provide accurate information, protect your login details, and accept responsibility for activity under your account.

7. User Content and Intellectual Property

Site content, including text, images, designs, and logos, belongs to WorkingMoni, Inc. and is protected by intellectual property laws. Do not copy or distribute it without written permission.

By posting content, you grant WorkingMoni a non-exclusive license to display it for operating the platform.

8. Prohibited Use and Content

You must not use the site to:

• Post unlawful, defamatory, obscene, or libelous material
• Upload false or misleading information
• Introduce harmful code, malware, or disruptive technologies
• Infringe others' intellectual property rights
• Violate applicable laws or regulations

9. Limitation of Liability

WorkingMoni provides the platform as is, without warranties of any kind, and is not liable for losses, damages, or disputes arising from transactions between participants.

10. Governing Law

These terms are governed by the laws of the State of California, without regard to conflict-of-law principles.