Terms & Conditions

This website and mobile application (collectively, the "Site") are owned by WorkingMoni, Inc. ("We," "Us," or "WorkingMoni"). By using the Site or our services (including purchasing products), you agree to the following terms and conditions ("Terms"). Please read these carefully. If you don't agree, do not use the Site.

Acceptance of Terms

By accessing or using this Site, you agree to these Terms. We may update these Terms at any time, and your continued use of the Site signifies your acceptance of the changes.

Privacy Policy

Our Privacy Policy governs how we collect and use your data. By using this Site, you consent to our data practices as outlined in the Privacy Policy.

Disclaimer

We provide all the information about private mortgage loan opportunities to those interested in funding them. The decision to fund a private money mortgage loan transaction is solely up to the potential lender. We are not registered investment advisors at WorkingMoni, Inc. and its affiliates and do not claim to be. We do not provide financial advice. If you need financial advice, please consult a qualified advisor. You need to research any specific mortgage you are interested in funding thoroughly.

Account

To access certain features, you may need to register and create an account. You agree to provide accurate information and to protect the confidentiality of your account details.

User Content

All content on the Site, including text, images, logos, and designs, is owned by WorkingMoni, Inc. and protected by intellectual property laws. You may not use any content from the Site without permission.

Prohibited Content:

• Unlawful, libelous, defamatory, obscene content
• Content that would violate any law or legal rights of others
• False or misleading statements
• Harmful code or malware
• Content that violates intellectual property rights

Fees and Commissions

WorkingMoni charges a 1% commission on successful transactions. The Borrower/RE Agent/Broker/Loan Broker may earn a 2% commission, and the Investor/Lender may also earn a 2% commission. These commissions are based on the total transaction amount and are due upon the successful completion of the deal. By using our platform, you acknowledge and agree to this commission structure. Please note, these fees are negotiable and may vary depending on the specifics of the transaction.

Stock Certificate Ownership

1. Eligibility: Stock certificates are issued only to eligible users who meet the criteria set forth by WorkingMoni, Inc. Eligibility may be subject to verification and approval at our sole discretion.
2. One Certificate Per User: Each user is strictly limited to holding one (1) stock certificate. Stock certificates are non-transferable and cannot be assigned, sold, or duplicated.
3. Forfeiture & Revocation: If a user is found to have acquired or attempted to hold more than one certificate, we reserve the right to revoke all issued certificates and take appropriate action, including but not limited to account suspension or legal recourse.
4. Changes & Amendments: WorkingMoni, Inc. reserves the right to update or modify this policy at any time without prior notice. Continued participation in the stock certificate program constitutes acceptance of any changes.