Make $500 with One Referral – Your Chance to Earn!
Refer and Earn NowAt WorkingMoni, we believe in transparency. Here's how commissions are structured for each party involved in a transaction:
Borrower: Saves 2% by working directly with us, without a real estate agent, broker, or loan broker
Borrower's Real Estate Agent, Broker, or Loan Broker: Earns 2% of the loan amount for facilitating the deal
Investor/Lender: Earns 2% of the loan amount when escrow closes
WorkingMoni: Earns 1% commission upon escrow closing
Note: Fees are negotiable and may vary depending on the specifics of the transaction.
PrivateCommercial real estate financing provided by non-institutional lenders. | PurchaseFacilitates transitioning properties from distressed to stabilized or new construction. Lien position is 1st or 2nd TD. | PrivateCommercial real estate financing provided by non-institutional lenders. | PurchaseFacilitates transitioning properties from distressed to stabilized or new construction. Lien position is 1st or 2nd TD. | Cash-Out-RefinanceBorrower takes a larger loan than their current mortgage and receives the difference in cash, replacing the old mortgage with a new, larger loan as the primary lien. Lien position is 1st, 2nd, and 3rd TD. |
Cash-Out-RefinanceBorrower takes a larger loan than their current mortgage and receives the difference in cash, replacing the old mortgage with a new, larger loan as the primary lien. Lien position is 1st, 2nd, and 3rd TD. | Rehab, Fix & FlipFinance for renovating or rehabilitating existing properties, usually short-term. Lien position is 1st, 2nd, or 3rd TD. | Rehab, Fix & FlipFinance for renovating or rehabilitating existing properties, usually short-term. Lien position is 1st, 2nd, or 3rd TD. | DSCRReal estate loan based on a property's cash flow rather than the borrower's income. Lien position is 1st or 2nd TD. | BridgeShort-term first lien mortgage for purchasing or construction before long-term financing. Lien position is 1st TD or Subordinate. |
DSCRReal estate loan based on a property's cash flow rather than the borrower's income. Lien position is 1st or 2nd TD. | BridgeShort-term first lien mortgage for purchasing or construction before long-term financing. Lien position is 1st TD or Subordinate. | MezzanineCombined debt and equity financing, typically secured by a second lien (2nd TD) on property equity. Lien position is 2nd or 3rd TD. | Ground-Up ConstructionFinancing for new construction projects from land acquisition to completion. Lien position is 1st, 2nd, or 3rd TD. | Portfolio BlanketConsolidate multiple property debts into one mortgage. Lien position is 1st, 2nd, or 3rd TD. |
MezzanineCombined debt and equity financing, typically secured by a second lien (2nd TD) on property equity. Lien position is 2nd or 3rd TD. | Ground-Up ConstructionFinancing for new construction projects from land acquisition to completion. Lien position is 1st, 2nd, or 3rd TD. | Non-Performing Loan (NPL)Loan where the borrower has failed to make scheduled payments for a prolonged period. Lien position is 1st, 2nd, and 3rd TD. | NPL LiquidationA loan tied to a property that is being sold to recover unpaid debt. Lien position is 1st, 2nd, or 3rd TD. | Note AssignmentThe transfer of a loan from one lender or investor to another. Lien position is 1st, 2nd, and 3rd TD. |
Portfolio BlanketConsolidate multiple property debts into one mortgage. Lien position is 1st, 2nd, or 3rd TD. | Non-Performing Loan (NPL)Loan where the borrower has failed to make scheduled payments for a prolonged period. Lien position is 1st, 2nd, and 3rd TD. | |||
NPL LiquidationA loan tied to a property that is being sold to recover unpaid debt. Lien position is 1st, 2nd, or 3rd TD. | Note AssignmentThe transfer of a loan from one lender or investor to another. Lien position is 1st, 2nd, and 3rd TD. |
1-4 Units Residential (NOO)Commercial real estate financing provided by non-institutional lenders. | Fix-and-FlipShort-term first lien mortgage for purchasing or construction before long-term financing. Lien position is 1st TD or Subordinate. |
Mixed-UsedFinancing for new construction projects from land acquisition to completion. Lien position is 1st, 2nd, or 3rd TD. | CommercialFacilitates transitioning properties from distressed to stabilized or new construction. Lien position is 1st or 2nd TD. |
IndustrialCombined debt and equity financing, typically secured by a second lien (2nd TD) on property equity. Lien position is 2nd or 3rd TD. | Special UseConsolidate multiple property debts into one mortgage. Lien position is 1st, 2nd, or 3rd TD. |
We‘re here to guide you every step of the way!